Logic Assignment Example | Topics and Well Written Essays - 1250 words

Logic - Assignment Example from The Pew Charitable Trusts and the John Templeton Foundation as part of the Pew-Templeton Global Religious Futures Project, which aims to increase peoples knowledge of religion around the world. The text given above is one of the important findings of the survey. The source of the historical data is World Religion Database. There is a scientific validity to the survey as it involved interviews with more than 25000 people belonging to 19 countries, in more than 60 languages and it reflects the people’s beliefs, attitude towards other faiths, concerns and tries to assess the social and political order. A thorough analysis with reference to religion has been made with reference to the present state of the social order. However, the analysis is lagging behind with regard to the important aspect as to how it could be useful in repairing of the social order. The analysis of traditional religious practices provides strong clues to the reasons for the present status of the social structure. Also, motives or reasons for religious extremism with reference to the region are not touched upon. â€Å"In The Wealth of Nations, Smith (1965, pp. 740- 766) argued that self-interest motivates clergy just as it does secular producers;† (Iannaccone, L.R. and Berman, E). The report states unemployment, crime and corruption as bigger problems than religious conflict, though in some countries religious conflicts are the major problem. However, the people connected to activities of religious extremism and suicide-bombers were mostly unemployed youths from poor background according to the newspaper stories. The report has not however underlined the relationship, if any, that exists between religious extremism and unemployment or poverty. Working out a common minimum rules for the society comprising of various ethnic groups, communities and religion is the precursor to reforms. Once this is achieved, the religion could be effectively sidelined to the personal domains of the

Change Insight Analysis Paper Essay Example for Free

Change Insight Analysis Paper Essay Managing change is an ideal process in organizational management and greatly helps in realization of organizational goals and objectives. In business, change insight management is analyzed by different theoretical models that are essential in business process. As a result, this paper analyzes the three basic change models theories. These are discussed as follows: The Kotter’s 8-Step Change Model, The Marvin Weisbord’s Six Model and the Linda Ackerman Anderson’s 9 Phase. The three theoretical models on change management discuss the various strategies of managing and coping with organizational change. In particular, the strengths and weakness of each model are analyzed. Further the application of each theoretical model on change management in an organizational setting is discussed. Kotters 8-Step Change Model See more: analytical writing In business change is the only constant. John Kotter, a change expert and a professor of Harvard business school and a renowned leadership and management guru. In his book, leading change, Kotter discussed the 8-Step Model to change management as follows: The first step is creation of urgency. In order for change to happen, the whole organization must be in dire need of the organizational change. Thus, the leadership and management must develop the need for change among the members of the team. In administering change in an organization, the management is expected to identify the potential threats to develop scenarios that indicate the possible projections on what can happen in future. The other step in management of change involves the formation of a powerful coalition. This is attained by convincing people that change is necessary and important. This must take strong leadership efforts and activities to implement. To achieve this, the leadership and management team must ask for emotional commitment, work with the team building in change coalition as well as evaluating the team for weak areas to enhance a good mix for of different people from different departments. The third step in the Kotter’s Model of change management involves creation of vision for change. At this point, the leadership management must determine the values that are essential for change, create a short summary and have a strategy that is applicable in attainment of the expected changes. Communication for buy in is the next  step in achieving organizational change, others step include and not limited to the following: Empowering action, creation of short term wins, do not let up and make the change stick. The Applicability of the Kotter’s 8-Step Change Model The Kotter’s change model is applied in all top-down change processes. For instance, for the projects that have been identified and decided, at the top level of the organizational management. Indeed, the United States Army used the model to prepare their soldiers at the war. The Strengths of the Kotter’s 8-Step Change Model This theoretical model on change management is characterized by the following strengths: First, it is easy to understand, it can well fit into the culture of classical hierarchies, it is well successful when all the steps are applied and exercised. Further, the model focuses on the employee buy in as it focuses on success. The Weaknesses of the Kotter’s 8-Step Change Model To start with, the model is too linear to an extent of leading to wrong assumptions. Second, it is difficult to change the directions of the model when action has already started. Third, the model can result to frustration among the employees when the initial stages of grief and the needs of individuals are not taken care of. The Marvin Weisbord’s Six-Box Model The six-box model of managing organizational change is a leadership and management framework that was developed by an American business analyst Marvin Weisbord with the main aim of assessing the organizational functioning. Its key generic framework in management of organizational change is intended for use and application in a variety of different organization. The Model has its key basis on the assumptions and techniques of the field organizational change and development. The Six-box Model constitute of the following boxes: Purpose that includes a clear definition of the business that an organizations in, structure that explains on the dimension of dividing work among employees, relationships that encompass the techniques of managing all the possible changes in relationships, rewards that constitutes of the definition on incentives and what needs to be done,  leaderships that involves selection of change managers who will help in keeping the five boxes in balance as well as the he lpful mechanisms that are applicable in coordination of the technologies that are necessary in management and leadership. The Application of Marvin Weisbord’s Six-Box Model This model is applicable in organizations where there is a need to look or consider the organizational structures and designs in a specified way. Indeed, the model is applicable in areas of change management that needs planning, rewards, incentives, and the role of support functions that include international organizations, partnerships and standards of remunerations. In addition, the model is particularly useful at times when consultation have little time that is desirable for diagnosis or when a relatively less complicated organizational map is required for quick service. The Strengths of the Marvin Weisbord’s Six-Box Model The first strength of the model is attributed to the fact that the model is the most suitable in helping the change leadership development manager to effectively visualize the organization as a whole system without using key and strange change terminologies. The other strength that is associated with the model is in its easy application. Indeed, the model is easily understandable and can be well applied by any change manager who can actively engage in change development. The Weaknesses of the Marvin Weisbord’s Six-Box Model The Marvin Weisbord’s Six-Box model has the following weaknesses. First, the model is only applicable in organizations that are constituted by the six boxes. This mean that organizations that are not characterized by the above discussed components can not effective apply the model in management of change leadership. Moreover, the model is weak because it cannot be conveniently applied to manage organizational change in organizations with complex organizational structures. Linda Ackerman Anderson and Dean Anderson 9 Phase Model on Change Leadership Roadmap Methodology This is a model of managing organizational change that is mainly rooted in the change in leadership road map. The theoretical model is sidelined in the designation  and the implementation of the major organizational transformations. The main question analyzed by the model is on the availability of a roadmap that is needed by an organization in realizing change. The first phase of the model is preparation to lead the change. Here, the organizational leadership selects the leaders that are needed to change the organization in order to attain the organizational success. This is the most important phase because it addresses the key process of the decision making in the efforts of change administration. The main purpose of this phase is to prepare the leaders to lead the change in accomplishment of six main activities. The two basic activities out of the six main activities are outlined as follows: Staffing and starting up the change efforts with the use of change expertise in leadership, determination of the case for change and the exact scope of the change and the expected outcomes. The other phases of this model include creation of commitment, organizational vision and capability, assessment of situation in determination of design requirements, plan and design the implementation of the change activities, implement the required organizational change, celebrate and integrate the new state on change management as well as learning and course correcting the change. The Application of Ackerman Anderson 9 Phase Model This model is applicable in offering the specialized change leadership development as well as transformational leadership in organizations that are consulting on change. Indeed, the founders of the model are the owners of Being First, Inc., a company that has adopted the model to guide and advice Fortune 1000 companies, non-profit organizations, government agencies, and international change consultancies that are in need of assistance in change leadership management and transformational leadership. The Strengths of the Ackerman Anderson 9 Phase Model There are several strengths that are associated with the Ackerman Anderson 9 phase model. First, the model is useful in attaining favorable tangible results that a firm is after in administration of change. This is achieved faster will little or no costs in the business or people. In addition, the model helps in building an organization change skills and capabilities. This greatly helps to consistently realize the maximum benefits realized from a  successful change. Moreover, the model is helpful in transforming the organizational culture and the people in an organization. This is essential in attainment of the desired organizational change. Furthermore, the model is evidenced by its strengths in the development of the mangers and leaders to become competent in transforming the organization to realize the needed organizational change. Most important, the model is applied in the development of internal consultants to become an expert change consultants’. Notably, the Ackerman Anderson 9 phase model of change management in ensuring all the possible change strategy development and process planning. This is because change strategy development and the process of planning are essential for complex change transformation. The Weaknesses of Ackerman Anderson 9 Phase Model Irrespective of the numerous strengths of the model, its key weaknesses cannot be underestimated. These are described as follows: First, skipping a phase in the change leadership roadmap or a key decision leads to numerous impacts that can dismantle all the established changes. Moreover, failure to customize the change process can result to discouragement on the identity of the customers in respect to the best change practices. Conclusion Change insight analysis is essential in managing organizational change. This is because of the available theoretical models that play an essential role in leadership and transformational development. The essential three models include and not limited to the following: Ackerman Anderson 9 phase model, Marvin Weisbord’s Six-Box model and the Kotter’s 8 Step Change model. All the three models are applicable in different ways and each consists of its strengths and weaknesses.

Into the Lions Mouth :: China Chinese Culture Papers

Into the Lion's Mouth It is the last Saturday in September and the Brown University lion dance team is about to perform. Eleven students sit on the floor of Leung Gallery. The nine team members walk to the front of the room, seven Chinese, two Caucasian. Each wears a shirt bearing a black and white lion design on the front and the words "Brown Lion Dance" emblazed across the back. The boys who will make up the two lions - Grant, John, Chris and Michael - wear bright yellow pants with orange and gold tassels encircling each leg, meant to mimic fur. The instrumentalists, Cisco and Larissa, wear black pants and black shoes, and Peter Quon, the teaser, sports a navy blue silk ensemble reminiscent of a rich man's pajamas. He dons a mask made of brightly lacquered peach paper mache, with pink dots for cheeks, ruby red lips and thick, black eyebrows. He will signal the lions into place for each stunt. The four boys disappear underneath the heads and tails. The team's captain Brian Fong welcomes the freshmen, but keeps his remarks brief. He can't convey this magic - this magic that keeps him and his team here, week after week, year after year - with words. Brian and the team members move into place. Cisco raises his drumsticks and brings them down hard on the drums. The cymbals crash. The performance begins. Historians trace Chinese lion dancing back to a band of roving Persians who traveled to China via the Silk Road during the T'ang Dynasty (618- 906 A.D.). They performed their Nevruz ("New Day") festival for the emperor who, like his people, had never seen a lion before. The Persians' dance pleased the emperor so much that he ordered the lion to be incorporated into the most important of Chinese festivals, the Harvest Moon and New Year's celebrations. The Chinese, however love to tell another story of how this art form came to be: the Legend of the Nien. In ancient times, a creature called the Nien roamed throughout China, devouring man and beast. News of these atrocities reached a remote mountain village and prompted its inhabitants to seek protection from the mighty lion. When the Nien finally stormed into the village, the lion intercepted him and the two beasts fought a terrible battle. The lion emerged victorious and the wounded Nien slunk away into the shadows of the forest, vowing to return in exactly one year to exact vengeance.

Factors, Symptoms and Treatment of Alzheimers Disease Essay -- Alzhei

Alzheimer Disease 1 Alzheimer Disease Introduction This research paper will examine factors, signs of symptoms, treatment, when to visit a doctor and how to care for a love one with Alzheimer disease. In the early stages of the disease, scientists have estimated that 500,000 people in their 30’s, 40’s and 50’s that have Alzheimer disease or a related dementia. Younger individuals may have problems with memory, thinking and concentration. The form of dementia is a term for the loss of memory and other intellectual abilities that interferes with their daily life. There’s serve types of dementia such as vascular dementia, mixed dementia, dementia with Lewy bodies, and frontotemporal dementia. Those individuals with a parent, brother, sister or a child with Alzheimer’s are most likely to develop the illness. A great risk increases if more than one family member has the disease. Alzheimer disease is a brain disorder that will get worse over time, and it is fatal. It destroys memory, thinking and behavior that will affect their work, and hobbies or social life. The brain has 100 billion cells (neurons). Each nerve cell communicates with many others to form networks. Nerve cells networks have special jobs. Some are involved in thinking, learning and remembering, help us to see, hear, smell and others to tell our muscles when to move. Individuals who stay socially engaged in activities that stimulate the mind and body can reduce the risk of Alzheimer’s disease or other dementia. As people get older, our brain ma... ... Changing the person’s environment to Alzheimer Disease 4 understand the cause, resolve challenges, obstacles to comfort and security. Everyone who develops behavioral symptoms should receive a thorough medical exam, especially if symptoms appear suddenly. An exam may reveal treatable conditions that are contributing to the behavior. The treatable drug can cause side effects to many people with Alzheimer’s who is taking the prescription medications for other health problems. The drug for Alzheimer’s can cause side effect or interaction between drugs that can sometimes affect the behavior. As the disease gets worse, those with Alzheimer’s have difficulty communicating about their experience.

A Summary of UN Handbook on Gender Training

In the topic, WHY GENDER MATTERS, METHOLOGY, the proper approaches to Peace Support Operations is captured clearly. Any personnel engaged in Peace Support Operations should be at home with them in order to achieve an effective result.There is a strong need for the personnel to understand the interconnecting strands that underlines the military, political, economic and social life of the community of the operations in order to improve relation with members.   Understanding that communities consist of different people with different needs and priorities will help the personnel to improve on the planning of responses thus facilitating overall achievement of mission target. In all,   an increased level of sustainable peace should be the target.Furthermore, the FOUR CASE STUDIES open up vistas on the need for enlightenment. The Iraq case study shows that in order to save life, there is the need to recognise women's roles and responsibilities in a crisis situation. Men alone could not have been assigned to distribute food items.Also the rights of the community of operations should be protected as seen in the Cambodian case study. Peacekeeping missions should avoid creating negative atmosphere in the host communities by laying down clear policies and practices based on respect for human rights. Similarly, for effective conditions for peace and stability to be created, no organisation should be overlooked. For instance, after 28 yrs of violence and ethnic conflict, Sudanese women came together to stop the violence through a peace conference which is a non-violent approach to inter-tribal conflict.This shows the fact that women's organisations are also key to establishing peace and should not be overlooked. The fourth case study throws more light on enhancing the people's ability to deal with crisis and rebuilding society. It goes further to state that women and men feel and participate in conflict differently.Their experiences have a role to play in post war era. F or instance in Colombia, many rural communities had a lot of examples wherein women were restricted to the houses, men did all the running around. The implication   is that in the case of eventual displacement to urban areas, the women survived more with their skills than men. The women turned their domestic skills into jobs.Note that during crises or wars, gender perspective must be applied to the Peace Support Operations. There is the need to understand what gender perspective does and does not involve in such Peace Support Operations. While women should not be focused on exclusively, there is need to look at the inequalities and differences between women and men. That will enable resources, which focus on women's peculiar needs, to be mapped out. Also the operation does not concern itself with treating women only as a vulnerable group.There is the need to note that any of the genders can be harmed. However, women need not be reduced to victims. Peacekeeping must consider the in equalities and differences between women and men thereby structuring resources to that effect. This will enable an easy check on overall impact of the intervention strategies.Again, the PSO should note that men and women differ in their thinking   and should not focus only on employment equity issues within organisations rather should recognises that equal opportunities for women within organisations is only one aspect of a concern for gender equality. A criticism to this is that there is no clear way of measuring the amount of attention given to women. It may be over done.In FILLING THE GAPS: A VIRTUAL DISCUSSION ON GENDER, PEACE AND SECURITY RESEARCH, ten key recommendations were made by   90 academics and research professional drawn from across various fields in Oct 2008, The dialogued for three weeks.Their recommendations bothered basically on identifying gaps in gender, peace and security research and efforts to fill up such lacunae through effective research methods and to ols. However, the group should clearly understand that there is often a wide gap between theories or research and practical life situations. While life is larger than logic, all efforts are always geared towards bridging that.There is a link between feminism, militarism and human right. It could be extrapolated from the laid out facts in the four treated topics. While every human being deserves his/her fundamental human rights and privileges, that of the women folk should not be viewed from any less spectrum at all. Military officials, who are often peacekeepers in conflict zones, should learn to uphold the human rights of member of their host communities with an eye not to look down on women in any bit.Cases have shown where women are receiving inhuman or less treatment from them.   Designed peace and reconstruction programmes must show that women are not just mere entities but participants in such communities.

LAW Surname Meaning and Origin

LAW Surname Meaning and Origin The Law surname has several possible meanings: A diminutive of the given name Laurence, from the Roman cognomen Laurentius, meaning of Laurentum, a city in ancient Italy.A surname for someone who lived near a hill,  derived from the Old English hlaw or hyll,  meaning small hill or burial mound; which became low in the south, but law in the north. Alternate Surname Spellings:  LAWE, LAWS, LAWES Surname Origin: English Where in the World Do People With the LAW  Surname Live? According to surname distribution data from Forebears, the Law surname is most prevalent in China and most dense in Hong Kong, likely a derivation of the common surname Lu,  Loh, or Luo. Within England, the Low last name is most common in Northamptonshire, where it ranks as the 72nd most common last name. It is also fairly prevalent in Essex (196th), Cambridgeshire (231st), Yorkshire (243rd) and Lancashire (249th). WorldNames PublicProfiler  indicates that within the United Kingdom, Law is most commonly found in Scotland, especially the Scottish Borders, Midlothian, South Lanarkshire, Fife and Angus. It is also fairly common throughout eastern England. Famous People Bonar Law - Prime Minister of Great Britain, 1922–23Jude Law  - British actorEvander M. Law  - Confederate  general in the American Civil WarWilliam Law  - important figure in the early history Church of Jesus Christ of Latter-day Saints Genealogy Resources Law DNA ProjectThis DNA project is open to all individuals with the Law surname and variations (including  Carlaw, Castellaw, Crinklaw, De Lauriston, Drentlaw, Emlaw, Fallaw, Lauriston, Lawand, Laware, Lawes. Lawhorne, Lawhead, Lawhon, Lawill, Lawin, Lawing, Lawley, Lawlis, Lawman, Lawnicki, Lawshe, Lawter, Lawver, MacLaw, MacLaws, McLaw, McLaws, Nicklaw, Saslaw, Shullaw, Whitelaw, Wordlaw)  interested in working collaboratively to combine genealogy research with DNA testing to sort out Law  family lines. How to Research English  AncestryLearn how to research your English family tree with this guide to genealogical records in England and Wales. Includes information on both online and offline records including birth, marriage, death, census, military and estate records. Law Family Crest - Its Not What You ThinkContrary to what you may hear, there is no such thing as a Law  family crest or coat of arms for the Law surname.  Coats of arms are granted to individuals, not families, and may rightfully be used only by the uninterrupted male line descendants of the person to whom the coat of arms was originally granted.   LAW  Family Genealogy ForumSearch this popular genealogy forum for the Law surname to find others who might be researching your ancestors, or post your own Law genealogy query. FamilySearch - LAW  GenealogyExplore over 1.4  million  historical records which mention individuals with the Law surname, as well as online Law family trees on this free website hosted by the Church of Jesus Christ of Latter-day Saints. GeneaNet - Law  RecordsGeneaNet includes archival records, family trees, and other resources for individuals with the Law  surname, with a concentration on records and families from France and other European countries. DistantCousin.com - LAW  Genealogy Family HistoryExplore free databases and genealogy links for the last name Law. The Law  Genealogy and Family Tree PageBrowse family trees and links to genealogical and historical records for individuals with the last name Law  from the website of Genealogy Today.- References: Surname Meanings Origins Cottle, Basil.  Penguin Dictionary of Surnames. Baltimore, MD: Penguin Books, 1967. Dorward, David.  Scottish Surnames. Collins Celtic (Pocket edition), 1998. Fucilla, Joseph.  Our Italian Surnames. Genealogical Publishing Company, 2003. Hanks, Patrick and Flavia Hodges.  A Dictionary of Surnames. Oxford University Press, 1989. Hanks, Patrick.  Dictionary of American Family Names. Oxford University Press, 2003. Reaney, P.H.  A Dictionary of English Surnames. Oxford University Press, 1997. Smith, Elsdon C.  American Surnames. Genealogical Publishing Company, 1997.

International Driving Permit for Canadians

International Driving Permit for Canadians Canadian travelers who plan to drive when they are outside North America can get an International Driving Permit (IDP) before they leave Canada. The IDP is used in conjunction with your provincial drivers license. The IDP is proof that you possess a valid drivers license, issued by a competent authority, in your country of residence, and it allows you to drive in other countries without having to take another test or apply for another license. It is recognized in more than 150 countries. An IDP must be issued in the same country as your drivers license. Because the IDP has additional photo identification and provides a multilingual translation of your current drivers license, it also serves as a recognizable piece of identification even if youre not driving. The Canadian IDP is translated into ten languages: English, French, Spanish, Russian, Chinese, German, Arabic, Italian, Scandinavian and Portuguese. In What Countries is the IDP Valid? The IDP is valid in all countries that have signed the 1949 Convention on Road Traffic. Many other countries recognize it too. Its a good idea to check the Travel and Currency section of the relevant country Travel Reports published by Foreign Affairs, Trade and Development Canada. In Canada, the Canadian Automobile Association (CAA) is the only organization authorized to issue IDPs. CAA IDPs are only valid outside Canada. How Long is an IDP Valid? An International Driving Permit lasts for one year from the date it is issued. It cant be extended or renewed. A new application must be submitted if a new IDP is needed. Who is Eligible for an IDP? To be issued an International Driving Permit you must be: at least 18 years oldhave a current full Canadian provincial drivers license. Learners licenses, provisional licenses, and licenses under suspension do not qualify. How to Get an IDP in Canada The Canadian Automobile Association is the only organization that issues International Driving Permits in Canada. To apply for an International Driving Permit: print, complete and sign the IDP Application Form​attach a photocopy of the front and back of your valid Canadian provincial drivers licenseattach two signed passport photos include the fee of $25 (in the form of a bank draft, money order, or cheque in Canadian funds drawn on a Canadian financial institution payable to your local CAA Club)submit the completed application and attachments to your local CAA Club(It would be a good idea to call first and check on the exact name of the club and where to submit.)

FTC Warns of Check Overpayment Scams

FTC Warns of 'Check Overpayment' Scams The Federal Trade Commission (FTC) is warning consumers of a dangerous and growing swindle called the â€Å"check overpayment† scam, now the fifth most common telemarketing fraud and the fourth most common Internet scam ever reported. In the check overpayment scam, the person you are doing business with sends you a check for more than the amount they owe you, and then instructs you to wire the balance back to them. Or, they send a check and tell you to deposit it, keep part of the amount for your own compensation, and then wire the rest back for one reason or another. The results are the same: the check eventually bounces, and you’re stuck, responsible for the full amount, including what you wired to the scammer. Typical victims include persons selling something over the Internet, being paid to do work at home, or being sent â€Å"advance winnings† in a bogus sweepstakes. The checks in this scam are fake but they look real enough to fool most bankers. Look Out! The FTC offers the following tips for avoiding the check overpayment scam: Know who you’re dealing with – independently confirm your buyer’s name, street address, and telephone number.Never agree to wire back funds to a buyer a legitimate buyer will not pressure you to do so, and you have limited recourse if there is a problem with a wire transfer.If you’re selling something over the Internet, say â€Å"no† to a check for more than your selling price, no matter how tempting the plea or convincing the story.Resist pressure to â€Å"act now.† If the buyer’s offer is good now, it should be good when the check clears.If you accept payment by check, ask for a check drawn on a local bank or a bank with a local branch. You can visit that bank branch to determine if the check is legitimate.There is no legitimate reason for someone who is giving you money to ask you to wire money back.Consider an alternative method of payment, such as an escrow service or online payment service. If the buyer wants to use a service yo u have not heard of, be sure to check it out to be sure it is reliable – check its website, call its customer service hotline, and read its terms of agreement and privacy policy. If you do not feel comfortable with the service, do not use it. The Lottery Winner Version In another version of this scam, the victim is sent a fake check for â€Å"foreign lottery winnings,† but is told they need to wire the sender the required foreign government’s taxes or fees on the prize before they can cash the check. After sending the fees, the consumer tries to cash the check, only to be told the sender is trapped in a foreign nation with no way to produce the cash. The FTC warns consumers to â€Å"throw away any offer that asks you to pay for a prize or free gift; and do not enter foreign lotteries – most solicitations for them are fraudulent, and it is illegal to play a foreign lottery through the mail or by telephone.† Resources More advice on how to be on guard against Internet fraud is available at OnGuardOnline.gov . Consumers are asked to report check overpayment scams to their state Attorney General, the National Fraud Information Center/Internet Fraud Watch, a service of the National Consumers League  or 1-800-876-7060, or the FTC at www.ftc.gov or 1-877-FTC-HELP.

A research on an asset Case Study Example | Topics and Well Written Essays - 2500 words

A research on an asset - Case Study Example Since 1961, however, banks have issued negotiable CDs. They now are traded actively in a secondary money market. Corporations can raise funds by issuing stock or selling bonds. Business equities are shares of ownership, such as stock that corporations issue. Owners of equities are residual claimants on the income and the net worth of a corporation. The equity holders of a company are paid after all the debts of a company is paid. The significant characteristic of equities is the variation of returns with the profitability of the company. An investor can become the owner of a corporation by purchasing the equity. The edge of bonds on equity is that if the company goes bankrupt the bond holder will be paid before shareholder on the other hand the profitability of the company doesnt benefit much to the bond holder as a bond holder will only get principal plus interest. Hence the ownership of bonds involves low risk as compare to the ownership of stocks, but this comes at the cost of a lower return. Corporate bonds: Corporations can raise funds by issuing corporate bonds. A Corporate Bond is a long term instrument yielding interest twice each year until the date of maturity. Convertible bonds can be converted into equity shares before the maturity. The corporations offer the convertibility feature with the bonds in order to attract investors. Another feature which increases the attractiveness of bonds is their degree of liquidity which they provide the investors as compare to the equities. The higher liquidity of bonds is due to their trading in the secondary markets. In order to encourage the secondary market trading the Corporations must maintain higher credit ratings. Bonds reduce the short term volatility of the stock market. The perception that the stocks yield higher returns as compare to bonds is true for the period of 10 years or more. Bonds are suitable for the investors who cannot bear the volatile

Information security guidelines for ABC Hospital Research Paper - 1

Information security guidelines for ABC Hospital - Research Paper Example However, information security policy is customized by company to company and department to department. Different factor that may influence to tailor the policy includes organization size, dependence on information systems, regulatory compliance and information classification scheme. For addressing all issues related to information security via a single policy is not possible, however, to cover all aspects related to information security, a set of information security policy document focusing on different group of employees within the organization is more suitable. This paper will discuss different factors that must be taken in to account when constructing and maintaining an information security policy. However, there are many methods available for constructing an information security policy, the initial step before adopting any one of the methods is to identify the current maturity level of the policy construction process within the organization. The outputs will be either no informa tion security policy development process in place or there is an extensive policy development process exists. Information security training and awareness is initially evaluated, as the determination of training requirements for the organization is required on the initial basis. Likewise, the training and awareness program is initiated by conducting interviews with key stakeholders and business owners. These training and awareness sessions are focused on identifying security and training requirements. Moreover, type of awareness and trainings are also identified, as requirements for a hospital will differ as compare to a health insurance company. Furthermore, there is a requirement of measuring current maturity among employees of the hospital for making the training and awareness session more precise and focused. If the current awareness and training maturity is measured, considerations for further improvement are

Attitudes,values and job satisfaction Research Paper

Attitudes,values and job satisfaction - Research Paper Example This becomes a problem when the recruited personnel are unable to deliver on their mandate or bring the organization (Robins & Judge, 2013). Financial accounting, reporting and advising are perhaps the areas plagued the most by the problem of dishonesty. Accountants fabricate financial statements in bid to either cover up for the company money they have used on personal spending, or for money they want to rob the organization. On the other hand, audit firms are bought into covering up a company’s dishonest or fraudulent financial deals hence reporting inaccurate information to regulatory agencies and authorities such as Securities and Exchange Commission (SEC). Some financial advisers collude with organizations in influencing potential clients to join their investment deals even when they would have objectively advised against them. Dishonest financial accounting, reporting and advising can affect negatively on organizational attitudes (Wilson, 2004). Dishonesty has adverse effects on job satisfaction. Rationalization makes dishonest employees justify their dishonest conduct on a cost-benefit analysis. The rewards that come with dishonesty are short-lived and they haunt when the person enjoying realizes that these rewards would have gone into helping other deserving people. Additionally, dishonesty affects job satisfaction when a person in the workplace, especially one in a senior position, unfairly denies an employee some benefits and gives them to another person. This is what happens when promotion opportunities are given to people undeservedly and unequally. Employees are dissatisfied with their work when dishonest conduct brings strife and wrangles amongst them (Robins & Judge, 2013). An issue that contributes to the propagation of dishonesty in the workplace is the lack of elaborate oversight measures. When incumbents are not assessed for dishonesty, it leaves a leeway for them to flout an organization’s culture and values.

Rita and Sue Escaping Constraints of Class and Gender Backgrounds Essay

Rita and Sue Escaping Constraints of Class and Gender Backgrounds - Essay Example As the paper outlines the next scene is Sue and Rita going to Bob’s house to baby-sit. Also early in the firm, Sue works for a taxi company where she meets Aslam. Again these depict the feminine response to the changing economic and social circumstances of the period. Instead of females staying at home and males going out to work, Rita and Sue are escaping the traditional gender expectation that they assume domestic roles. In another scene, Sue derides Aslam. She first insinuates that being Pakki or Asian is beneath her class, and then makes up her mind that since Aslam is a man he’d probably be no different from all other men, which passes judgment on the growing emasculation of the males of her time. The use of profanity throughout the film is another form of escape. Vulgar language is freely used by males and females alike. For the females, use of such language is gender freedom from previous eras when men silence women. The girls’ sauciness is also a form of rebellion against conformity, an underclass characteristic which have tends to prevent its members from rising above their class.

Hypothetical Qualitative Study Essay Example | Topics and Well Written Essays - 250 words

Hypothetical Qualitative Study - Essay Example The main consideration is the establishment of corporate social responsibility and consumer spending patterns. In gaining this information it is first necessary, however, to determine the individuals perspectives on the level of corporate responsibility implemented by a series of organizations. In this way Apple, Starbucks, and Nike can be used. The individual will then be questioned directly on whether the lack of corporate social responsibility implemented by these organizations has impact their decision to purchase products. Another frame of questioning will use a hypothetical company, with hypothetical activities, to gain insights on purchasing patterns. A final frame of questioning will target the reasons why customer prefer one brand over another when quality and price are highly similar. The qualitative design approach has been prominently implemented in a variety of contexts. Its noted that market research constitutes one major area of application (Denzin et al. 2005, p. 34). As the information sought in this study resists empirical quantification, the qualitative mode is recognized as the most appropriate. Within this overarching framework the phenomenological approach will be implemented as this approach examines the internal thoughts and feelings of the respondents (Creswell 2003, p. 72). Finally, the research will implement semi-structured interviews as these allow for probing the interview subjects thoughts and feelings for in-depth perspectives on the linkage between purchasing patterns and a corporations ethical practices (Holliday 2007, p.

Rita and Sue Escaping Constraints of Class and Gender Backgrounds Essay

Rita and Sue Escaping Constraints of Class and Gender Backgrounds - Essay Example As the paper outlines the next scene is Sue and Rita going to Bob’s house to baby-sit. Also early in the firm, Sue works for a taxi company where she meets Aslam. Again these depict the feminine response to the changing economic and social circumstances of the period. Instead of females staying at home and males going out to work, Rita and Sue are escaping the traditional gender expectation that they assume domestic roles. In another scene, Sue derides Aslam. She first insinuates that being Pakki or Asian is beneath her class, and then makes up her mind that since Aslam is a man he’d probably be no different from all other men, which passes judgment on the growing emasculation of the males of her time. The use of profanity throughout the film is another form of escape. Vulgar language is freely used by males and females alike. For the females, use of such language is gender freedom from previous eras when men silence women. The girls’ sauciness is also a form of rebellion against conformity, an underclass characteristic which have tends to prevent its members from rising above their class.

Black people Income Research Paper Example | Topics and Well Written Essays - 2500 words

Black people Income - Research Paper Example Also, wealth is critical in enabling families to weather emergencies and move along a path of long-term financial opportunity and security. As such, extreme wealth inequality especially between races implies that a disadvantaged race will be unable to benefit from opportunities associated with wealth and this will hamper the community’s economic growth and that of the nation as a whole (Institute on Assets and Social Policy 1). Statistics by government agencies and non-government agencies show that there is a huge wealth inequality between black people compared to the white people in the United States. This research paper will discuss this inequality and why this inequality exists and what are the possible ways of closing the racial income gap. Statistics on Racial Income Inequality The black people in the United States continue to earn far less income compared to the white people. According to the statistics released by the United States Census Bureau, per-capita income of th e black people in 2008 was $18,054, which was just 57.9 percent that of the white people which stood at $28,502. While this was a slight improvement over the 56.4 percent reported in 2007, it was down the 2005 statistics which as 59.3 percent (Christie para 1). The United States Bureau of Labor Statistics also indicate that the white people earn a median of $756 per week, which is 25 percent more compared to the black people who earn $607 weekly. In 2011, available data indicate that the median income for the black households was approximately $32,000. This amount was 61.7 percent of the median income of white households in the same year. What is more worrying is the fact that this was about the same percentage in 1970 which stood at 60.9 percent. This implies that there has been virtually no change in regard to income between the whites and the backs (Institute on Assets and Social Policy 5). This lack of notable change comes as a surprise considering that there have been visible i ndicators about the improvement of black people income situation. Factors or Causes of the Income Inequality between the Black People and White People Numerous studies have found out that there are a significant number of causes or factors contributing to low income among the blacks compared to the whites. It has been found out there are contemporary and historical causes that have resulted to this situation (Barsky, Bound, Charles and Lupton 663). The situation of income disparity is further compounded by the fact there us a very unequal income distribution among black households; it is even more unequal compared to the income distribution among white households. It should be noted that there some black people who earn pretty high income, even higher income than some of the top white households. This can be attributed to the benefits they have obtained in the recent years (Oliver and Shapiro 78). However, extremely large black population segment earn very low incomes. The weakening of labor unions and the long-term minimum wage reduction are some of the factors that have harmed the income of many black people. Other factors such as mass incarceration of black men, as well as the consequent exclusion from mainstream economy have significantly hampered black

The Renaissance Essay Example for Free

The Renaissance Essay The Renaissance can be considered as the golden age of the arts and of intellectual pursuits. Literally called as a ‘rebirth,’ the Renaissance was a period in Western civilization serving as a gateway to the modern age. By going back to the classical texts that were made from the heydays of the Greek and Roman Empire, this period allow this buried knowledge to be unearthed and expanded. It was basically focused on enriching and utilizing the capabilities of the human mind not just manifested in the academic or artistic growth but as well as to social change. One concept of that has been developed in this period was Humanism. This pertains to the aspect of human intellect as the developer of all things. Though there is the belief that God is the source of all creation, it is the human mind which cultivated and brought progression as well as maintaining world order. The active participation of using human intellect progressed into developing new ideals in the field of arts, politics, religion, and society. As Renaissance gradually spread throughout, the need for reformation intensified. As people were encouraged to think, to ask, and to examine everything to be able to use the capabilities of human mind, society started to demand change. Subsequently this desire for change led to many drastic developments which shaped the early stages of the modern era. Renaissance can be described as the period of upheavals of innovations. â€Å"What the renaissance achieved for the modern world was the liberation of the reason, the power of starting on a new career of progress† (Symond, 2006, p. 118). With the limitless possibilities that were offered the moment people went back for the hidden knowledge of classical antiquity, human intellect did not from discovering new horizons which paved the way for innovations which progressed further into the modern era. The Renaissance opened the doors for a huge intellectual exercise which eventually led to the most important progress of human history. The freedom to expand reasoning in all aspect of knowledge became a huge stepping stone for human and social development. Reference Symonds, J. A. (2006). Renaissance in Italy. London: BiblioBazaar. 1 page Apa 1 source In what ways is the Renaissance the `portal` to the modern age?

Theories Of The Term Structure Of Interest Rates Finance Essay

Theories Of The Term Structure Of Interest Rates Finance Essay This coursework explains what information does term structure of interest rate gives to finance executives while analyzing project. Term Structure of interest rate is important in formulating investment decisions. Term structure of interest rate compares the market yield (Saunders Cornett, 2003, p. 190). The shape of the yield curve reflects the markets future expectation of the interest rate. Thus, the term structure is important for a finance executive, because they believe that interest rate across time tells about the markets expectation of future events (John Cox et al, 1985). Also, the behaviour of term structure impacts monetary policy (Marvin, 1998), economic activity (Dotsey, 1998) and inflation. By having understanding the term structure will help them to extricate information and predict how variables such as interest rates, maturity will affect the yield curve. Thus, helps them to take investment decision in order to generate future capital gain and cash flow. This coursework will first discuss about interest rate, yield in context of term structure of interest rate. Next section critically assesses the four different theories of term structure and what information do these theories have. In conclusion, importance of interest rate to finance executive is portrayed and validity of which theory holds good in todays market is discussed. Interest rates, Yield curves and Term Structure of Interest rates The main component of term structure is prices, Interest rates and time (term). Interest rates are important to understand because all the financial instruments are sensitive to interest rates. Financial executive invest in the projects depending on alternative options and cost of capital which depends on interest rates. One of the major concerns in making investment decision is uncertainty about the future capital/ rewards from the investment. Finance executives have to take decision in the unstable economic environment where the information comes gradually, so knowing term structure interest rate helps them to decide whether to invest and when to invest (Dias Shacklenton, 2005). Interest rate change with time due to risk, inflation, and also depends on variables such as tax, term of maturity. Term Structure of interest rate i.e. Yield curve is analysis tool of different interest rates of bonds or securities with different term of maturity (Marvin, 1998). Why to understand yield curves? The yield to maturity is quantified as the rate of return that mathematically equates the fixed payment stream to the bonds current market price. The yield to maturity cannot be easily calculated, so it must be analysed through trial and error method. Yield to maturity is same as internal rate of return (McInish, 2000). Finance executives are concerned with the internal rate of return the project will generate. Term structure is relation between different yields. This section first explains about yields and their importance and then assesses theories of term structure of interest rates. There are three yield curves: upward sloping, downward sloping and flat. If the yield curve is upward sloping it means that long term rates are above short term rates. As depicted in the figure, it has positive slope means that finance executive expects the economy to grow in future (Mishkin, 1990). As economy will grow it will lead to increase in inflation rates. With the rise in the inflation rate, central bank with tighten the monetary policy to control the inflation rate (Marvin, 1998). This generates the risk for uncertainty in inflation rate and to future value of cash flows. If the yield curve is downward sloping it means that long term rates are below short term rates (Mishkin, 2006).It means that finance executive expects interest rates and economy to fall. Tight monetary policy could lead long term rates to be lower than short term rates. If the yield curve is flat means that long term rates are equal to short term rates. Term structure of interest rate is defined as relation between interest rate and yield curve for default free securities having different maturity (John Cox et al, 1985). Term structure of interest rate is the correlation between different yields of financial instruments with same risk, tax but different maturity (Saunders Cornett, 2003). The term-structure model mainly analyses the expectations channels and the interest rate. While taking decision, the IRR (Internal rate of return) of the projects needs comparison with the opportunity cost of capital. But often the long run and short run interest rate/opportunity costs differs. And both cash flow and cost of capital include the inflation. Below theories of term structure of interest rates helps finance executives to understand expected inflation and interest rates. Theories of term structure of interest rates There are four theories namely expectation theory, market segment theory, liquidity preference theory and preferred habitat theory that explains the shape of yield curve (Saunders Cornett, 2003, p. 190). Expectation Theory John Hickss (1939) expectation theory suggests that expectation, of the investors in the market, about the future interest rate determine the term structure of interest rates and these expectations could affect the economic growth (Russell, 1992). This theory assumes that bonds with different maturities are perfect substitutes. Buyers will not prefer bond for which expected return is less than the expected return of another bond. Inflation and interest rate risk are not considered in this theory (Mishkin, 2006). According to this theory, expected return of the long term rates are average of short term rates. It means there is no uncertainty in expected rate of return over the holding period as return is same for all the securities over the holding period (Mishkin, 2006). Expectation theory proves that two facts, first, Interest rate for different maturities move together over the time and second Yields on short-term bond more volatile than yields on long-term bonds (Mishkin, 2006). Yield curve is based on market expectation. If the finance executives expect that the short term rates will be 10% in next 3 years, then interest rate on 3-year bond will also be 10%. For finance executive opportunity will be less because the yield curve will be flat as current long term rate is equal to current short term rate. This imply that movement of short term rates and long term rates can be predicted and if the yield curve is sloping upward then future interest rate will increase and if curve is sloping downwards then future interest rate will decrease (Russell, 1992). If the short term rates are high, yield curve will be downward sloping. Yield curve will be expected to be upward sloping if short term rates are low  [1]  . Hence this theory doesnt prove why the yield curve is usually upward sloping (Mishkin, 2006). As per this theory, finance executives are assumed to be investing in efficient market and with less transaction cost. Thus, Yield curve is determined by the short term interest rates and by uncertainty in the accuracy of their expectation. Liquid preference theory As the expectancy theory doesnt completely explain the term structure i.e. current rates are not perfect predictor of future interest rates (Saunders Cornett, 2003), this theory is an extension of the expectancy theory i.e. it gives some importance to the expected future rates but give more importance to the risk preference of the finance executives or investors (Mishkin, 2006). If the market is uncertain then finance executive will make decision based on capital gain/loss, revenue generated (Kessel, 1965). This decision will be based on their willingness to take risk. Risk  [2]  causes the interest rates to be greater than the expected rates and this amount increases with the maturity. Long term interest rate includes the expected rates and premium for holding long term rates bond. This premium is known as liquidity premium (Mishkin, 2006), which is compensation to the finance executives or investors for holding long term securities. The theory assumes that bonds are substitutes but not perfect substitutes .Short term rates are of lower inflation and low interest rate risks (Mishkin, 2006). Investor prefers short term rates (Keynesian view) and hence be given premium for long term rates. Long rates will be less volatile as it is the average of the short term rates and risk premium will increase with the maturity, thus, yield curve will be upward sloping (Kessel, 1965). With the increase in the maturity, sensitivity to capital loss increases with decreasing rate (Saunders Cornett, 2003). Investor prefers short term rates as it is less prone to capital loss. It doesnt mean that they are risk averse; they may be unwilling to take the risk due to economic activity. As mentioned above, risk premium will increase with the term of maturity, upward sloping yield curve may reflect the expectation of investor that future short term rates will rise and therefore, the yield curve will also increase with the term to maturity (Saunders Cornett, 2003). Segmented market theory This Theory assumes that credit markets are segmented (Shelile, 2006). Investor has preference for specific maturity bonds and hence the market for these bonds are separated based on their maturity. This means that longer interest rate securities are completely different asset when compared to short term interest rate securities (Mishkin, 2006). As per this theory, Investors decide which term securities they want to hold. They dont prefer to change the market segment to take the advantage of the changing yields in other segment (Saunders Cornett, 2003). Investor preference depends on the asset and liability they hold. For example bank prefers short term interest rate due to their deposit liabilities and insurance company prefers long term interest rate due to their contractual liabilities. Thus, Demand and supply for particular securities, with in particular segment, determine the interest rates (Howells and Bain, 1998). This theory explains the fact 3 why the yield curves are usually upward sloping and assumes that Investor prefers liquid portfolio. Thus they prefer short term securities. Bonds/securities with shorter period have low risk and lower inflation, means yield will be lower and yield on long term bond will be higher (Shelile, 2006). This proves the fact that yield curve is usually upward sloping. However, as the market for the bond is segmented, it fails to prove why the yields of different term move together (Mishkin, 2006). Preferred habitat theory Moldigliani and Sutch (1966) recognised the limitation of market segment theory and gave preferred habitat theory, which is a combination of both expected theory and market segment theory. According to Mishkin, preferred habitat theory is closely related to liquidity premium theory. Preferred habitat investors invest in their preferred maturities and do not invest in across market segment. Movement in yield of different maturity has no effect in demand by preferred habitat (Doh, 2010). Finance executives will invest in outside of preferred maturity if they are compensated by higher expected return or term premium (Howells and Bain, 1998). Finance executives consider both expected return and maturity. However, understanding of determinant of term premium is difficult (John Cox et al, 1985). Below chart shows that there is close relationship between the risk premium and the yield curve. If risk premium is positive then yield curve tend to be upward sloping and vice versa. This proves that investor/ finance executives expect interest rate to rise when yield curve is upward sloping and require positive risk premium to compensate for future capital losses (Christopher Peacock, 2004) Source: Christopher Peacock, 2004, Bank of England: Deriving a market-based measure of interest rate expectations Why to have understanding of different theories Term structure inform about the expectation of other investors in the market. Expectation of other market investor will influence the current decision and these decisions will determine what will happen in the future. Thus knowledge of other market investor is helpful in determining the future forecast (Russell, 1992) Theories explain that changes in short term rates will affect long term rates. Short term rates have direct effect on long term interest rates and finance executive are concerned majorly with the long term interest rates as it help them to make the decisions about investments (Russell, 1992) Monetary policy has direct effect on short term rates. Fama (1990) and Mishkin (1990) study shows that term spread gives information about the future macroeconomic variables such as inflation. To control the inflation central bank tightens the monetary policy and tightening leads to rise in short term interest rates. These theories predict about the economic activity and to know about the economic activity is important as this will help in forecasting, budgeting and meeting the future demand (Dotsey, 1998). Investor/ financial executives are forward looking and thus yield spread between short term and long term interest rate predicts the future economic activity (Watson, 1989). However, 1990-91 economic downturn was not predicted by these theories. But later studies by Estrella and Mishkin (1997, 1998) determined that spread contain the significant amount of information about the future economic activity. Their conclusion was supported by Dueker (1997) and Plosser and Rouwenhorst (1994) studies. CONCLUSION Which Theory is most appropriate? The Liquidity Preference hypothesis, the Preferred Habitat hypothesis, and the Market Segmentation hypothesis all depend on an analysis of investor and firm preferences under certainty to conclude about the term structure premium under uncertainty. Liquidity Preference hypothesis suggests that it is the nature of risk aversion which mostly causes the forward rate to be far greater than the expected future rate. This view has been criticized for overtly emphasising on capital-value risk as opposed to income risk. Someone who wants future flow of income could simply make a long term investment and stay unconcerned about variations in interest rate, also for them, a yield premium might be necessary to induce them to hold shorter term structure. Preferred habitat theory advocates that due to variation in individuals notion of saving and investment, different investor would be view the investment risk differently. Preferred Habitat Theory is the most consistent theory to analyse daily changes in the term structure. However, in the long run, expectations of future interest rates and liquidity premiums are vital elements of the shape and position of the yield curve. Why should finances executive have understanding of term structure of interest rate? While analyzing project proposals, the finance executives obviously expect stable cash flow or income generation for companys economic viability. As discussed above, the term structure of interest rate predicts the economic condition. So, instead of erratic cash flows of increasing flow in one cycle and decreasing in another, they expect stable value for their money. Hence, future growth can be forecasted by the term structure of the interest rates. While borrowing money for investments, both assets and liabilities are at interest rate risk. If liabilities have greater risk than assets, then there is a risk that an increase in interest rate might result in financial ruin. Financial executives can alter the risk by their choice of duration of portfolios. Risk aversion, investment alternatives, anticipations and preferences about the timing of investment all have a vital role in determining the term structure. Therefore, Finance executives should have good understanding of term structure. REFERENCES Cox, John C., J. E. Ingersoll, and S. A. Ross (1985). A Theory of the Term Structure of Interest Rates. Econometrica, 53, P. 385-408 Christopher Peacock, 2004. Deriving a market-based measure of interest rate expectations. Bank of England Quarterly Bulletin: Summer 2004. P. 142- 152 Dias, J. c., Shacklenton, M. B. (2005). Investment hysteresis under stochastic interest rates. Dotsey, Michael (1998). The Predictive Content of the Interest Rate Term Spread for Future Economic Growth, Federal Reserve Bank of Richmond Economic Quarterly. Fama, E.F. (1990): Term-structure forecasts of interest rates, inflation and real returns. Journal of Monetary Economics, 25 (1), January, P. 59-76. Goodfriend, Marvin. Using the Term Structure of Interest Rates for Monetary Policy. Federal Reserve Bank of Richmond Economic Quarterly Volume 84/3 Summer 1998 Hicks, John R., 1939, Value and capital, Reprinted 1968 (Oxford University Press, New York). HOWELLS, P. and BAIN, K., 1998. The Economics of Money, Banking and Finance, A European Text. Essex, England. Pearson Educational Limited. Jorion, P. and F. Mishkin (1991): A multicountry comparison of term-structure forecasts at long horizons. Journal of Financial Economics, 29 (1), March, pp. 59-80. Kessel, R. A. (1965). WHY LIQUIDITY PREFERENCE EXISTS. In The Cyclical Behavior of the Term Structure of Interest (pp. 44 58). National Bureau of Economic Research. Modigliani. F., and R. Sutch: Innovations in Interest rate policy, American Economic Review, 56(1966), P. 178-197 Mishkin, F. (2006). Money, Banking, and Financial. Pearson. McInish, Thomas H., 2000, Capital Markets: A Global Perspective. Oxford: Blackwell. Russell, S. (1992). Understanding the Term Structure of Interest Rates: The Expectations Theory. 36-50. Saunders, A., Cornett, M. M. (2003). Financial Institution Management. McGraw Hill. Taeyoung Doh , 2010. The efficacy of large scale asset purchase at the zero lower bound, Economic review, second quarter. Watson, M. , Stock, J., New Indices of Coincident and Leading Indicators, In O. Blanchard and S. Fischer ed. NBER Macroeconomic Annual, Cambridge, MIT Press.1989.

Self Taught Guitarist :: Music Musician Instruments Essays

Self Taught Guitarist I believe that every person has the ability to learn how to play an instrument. With enough practice, dedication and the right information, which is easy to asses via the web, you can accomplish almost anything. There are many web sites dedicated to all guitar playing levels. It is just a matter of finding the right one (or ones) for your needs and areas of improvement. Out of most web sites that I researched, there are two that I choose to talk about. These are Guitartricks.com and Cyberfret.com. Both of these websites have very good and extensive information that could keep any guitarist of any level entertained for weeks. One of the websites is also very interactive, meaning that you can post your own music on the web site for others to see and play. The topics range from beginner’s lessons to scales and even reading music! Both websites use tablature to show their audience different compositions, practice exercises and other user postings. Tablature is a series of six lines which represent the six strings on the guitar. Each line has a specific note which are E, A, D, G, B, and E from the bottom up. Then, numbers are placed on the lines to represent when and where your fingers have to be on the frets. The numbers represent the frets (frets are like keys on a piano) on the guitar and range from one all the way to twenty-two or twenty-four, depending on the guitar that you use (some guitars have twenty two frets and some have twenty-four). A very good aspect of Cyberfret.com is that it uses the treble clef as well in many of its lessons. The treble clef is a more professional and sophisticated way to write music. It is how Beethoven and J.S. Bach kept their countless inventions and masterpieces alive over so many years. Nevertheless, both of the websites focus on tablature in their beginnerâ€⠄¢s section, as well as tuning and naming all the parts of the guitar. Their content for a beginning audience is excellent and would facilitate anyone’s first understandings of the mechanics of the guitar. Since every person has their own style of music, the first thing I took into consideration when evaluating Guitartricks.com and Cyberfret.com was their assortment of styles to research.

Effects of the AMR Corporation Bankruptcy on Airline Passengers and Emp

On November 29, 2011, American Airlines became the last of the legacy airlines to go bankrupt when its parent company, AMR Corporation, filed for Chapter 11 reorganization. Sought almost exclusively by large corporations, a Chapter 11 bankruptcy allows a firm to continue operating while reorganizing itself to create a more profitable financial framework (â€Å"Chapter 11 Definition†). Essentially, this provides a last resort business strategy: if the firm successfully reorganizes, its new financial structure begins cutting its debt. If the reorganization fails, the company begins liquidating its assets to repay the stakeholders to whom it owes money (â€Å"An Overview of Corporate†). An evaluation of the AMR bankruptcy along with the bankruptcies of its competitors provides insight to its potential impact on airline passengers, airline employees, and the economy as a whole. To put the AMR bankruptcy into perspective, it is necessary to examine market conditions for airline companies since 2000. Every major American airline with the exception of American Airlines filed for Chapter 11 bankruptcy between 2002 and 2005 as a result of labor costs increasing while demand decreased following the recession and the September 11 terrorist attacks (Rushe). Between an already struggling economy, heightened airport security, and the reluctance of many passengers to continue air travel, these airlines filed for bankruptcy to escape debt and return to annual profitability. As of 2011, every major airline had achieved this goal with the exception of American Airlines, the only of these companies to forgo bankruptcy and, consequently, the only to remain in debt. As American Airlines’ financial issues became exacerbated by high oil prices, AMR finally f... ...clopedia of Economics. Ed. David R. Henderson. 2nd ed. Library of Economics and Liberty, n.d. Web. 29 May 2012. Stancavage, John. â€Å"Analysts See US Airways Merger as American’s Next Step.† Aviation Pros. Ed. Ronald Donner. Cygnus Business Media, 21 May 2012. Web. 21 May 2012. . Trejos, Nancy. â€Å"Union Groups Accept American Airlines’ Final Contract Offer.† USA Today. Ed. John Hillkirk. N.p., 15 May 2012. Web. 17 May 2012. . Whitely, Jason. â€Å"Unions Have Their Say on American Airlines Bankruptcy.† WFAA.com. WFAA-TV Inc., 13 May 2012. Web. 21 May 2012. . Effects of the AMR Corporation Bankruptcy on Airline Passengers and Emp On November 29, 2011, American Airlines became the last of the legacy airlines to go bankrupt when its parent company, AMR Corporation, filed for Chapter 11 reorganization. Sought almost exclusively by large corporations, a Chapter 11 bankruptcy allows a firm to continue operating while reorganizing itself to create a more profitable financial framework (â€Å"Chapter 11 Definition†). Essentially, this provides a last resort business strategy: if the firm successfully reorganizes, its new financial structure begins cutting its debt. If the reorganization fails, the company begins liquidating its assets to repay the stakeholders to whom it owes money (â€Å"An Overview of Corporate†). An evaluation of the AMR bankruptcy along with the bankruptcies of its competitors provides insight to its potential impact on airline passengers, airline employees, and the economy as a whole. To put the AMR bankruptcy into perspective, it is necessary to examine market conditions for airline companies since 2000. Every major American airline with the exception of American Airlines filed for Chapter 11 bankruptcy between 2002 and 2005 as a result of labor costs increasing while demand decreased following the recession and the September 11 terrorist attacks (Rushe). Between an already struggling economy, heightened airport security, and the reluctance of many passengers to continue air travel, these airlines filed for bankruptcy to escape debt and return to annual profitability. As of 2011, every major airline had achieved this goal with the exception of American Airlines, the only of these companies to forgo bankruptcy and, consequently, the only to remain in debt. As American Airlines’ financial issues became exacerbated by high oil prices, AMR finally f... ...clopedia of Economics. Ed. David R. Henderson. 2nd ed. Library of Economics and Liberty, n.d. Web. 29 May 2012. Stancavage, John. â€Å"Analysts See US Airways Merger as American’s Next Step.† Aviation Pros. Ed. Ronald Donner. Cygnus Business Media, 21 May 2012. Web. 21 May 2012. . Trejos, Nancy. â€Å"Union Groups Accept American Airlines’ Final Contract Offer.† USA Today. Ed. John Hillkirk. N.p., 15 May 2012. Web. 17 May 2012. . Whitely, Jason. â€Å"Unions Have Their Say on American Airlines Bankruptcy.† WFAA.com. WFAA-TV Inc., 13 May 2012. Web. 21 May 2012. .

Water fluoridation

AbstractionThe safety and efficaciousness of H2O fluoridization has been a subject of great contention throughout America ‘s communities. Scientific grounds has shown that consuming low to moderate degrees of fluoride can profit the dental wellness of a community, particularly those populations in a community that may be classified as holding low socioeconomic position. Children in all countries, but particularly those with low SES, are at greatest hazard for developing dental cavities and holding a community H2O fluoridization plan ( CWFP ) will assist them cut down their dental cavities. Moderation of fluoride consumption for persons is the cardinal. Low to chair day-to-day consumption of fluoride, averaging 1.0 mg/liter per twenty-four hours is optimal. Dental and skeletal fluorosis can happen if consumption degrees are greater than 3.0 mg/liter per twenty-four hours for long periods of clip. This is a treatment on the safety and efficaciousness of H2O fluoridization.Introdu ctionThis commentary presents the ongoing contention on community H2O fluoridization in the United States, and I will try to analyse science-based grounds in support of H2O fluoridization. There have ever been inquiries on the safety and efficaciousness of fluoride in imbibing H2O, some school of idea believes that fluoridization has some inauspicious effects to exposed human populations, particularly in babies and kids. Another school of idea believes that H2O fluoridization is indispensable in forestalling tooth decay, and hence the pattern should be sustained. Harmonizing to the Center for Disease Control and bar ( CDC ) H2O fluoridization is one of the 10 great public wellness accomplishments of the twentieth century in the United States ( CDC, 1999 ) , which is attributable for increased lifetime of Americans by 25 old ages ( Bunker et al. , 1994 ) . This paper will discourse science-based grounds that proves the efficaciousness and safety of H2O fluoridization among kids every bit good as offer some recommendations to the assorted stakeholders.POSITION STATEMENTWater fluoridization is the accommodation of the concentration degree to the optimally regulated degree of which the of course happening fluoride nowadayss in public or community imbibing H2O supplies. In most instances, deflouridation is needed when the of course happening fluoride degree exceeds recommended bounds. The recommended fluoride concentration in imbibing H2O by the U.S. Public Health Service ( PHS ) is 0.7-1.2mg/L, to efficaciously forestall dental cavities and minimise the happening of dental fluorosis ( NRC, 2006 ) . Low decay rates were found to be associated with uninterrupted usage of H2O with fluoride content of 1ppm ( Meskin, 1995 ) . There has been serious inquiries as to the efficaciousness of fluoride intercession in forestalling both tooth decay, as it benefit is said to be simply decorative or topical ( CDC, 1999 ) . Such topical consequence of fluoride can be achieved by the usage tooth without the put on the lining the overexposure from ingested fluoride ( NRC, 2006 ) . However, it has besides been reported that fluoride exposure provides both systemic and topical protection. Ingested fluoride deposited on tooth surface during tooth formation, and fluoride contained in saliva provides durable systemic protection against booth tooth decay than topical application utilizing tooth paste or fluoride froths ( CDC, 2001 ) .WHAT IS FLUORIDEFluoride is a of course happening component. It is found in stones and dirt everyplace. Fluoride can be found in fresh H2O and ocean H2O. Naturally happening fluoride degrees ranges from 0.1ppm to over 12ppm ( NRC, 2006 ) .Fluoride is present in the customary diets of people and in most portable H2O beginnings. The mean dietetic consumption of fluoride is about 0.5mg daily from either of course happening fluoride in the H2O or the fluoride found in green goods. It is besides a normal constituent of tooth enamel and bone surveies have shown that the calcified tissues of both enamel and bone are made up of a combination of hydroxyl- and fluor-apatites of changing composing depending on the copiousness of fluoride at the site of formation. These tissues are the chief sites of deposition of fluoride ( NRC, 2006 ) .HOW FLUORIDE PREVENTS AND CONTROLS DENTAL CARIESDental cavities is an infective, catching disease in which bacterial byproducts ( i.e. , acids ) dissolve the difficult surfaces of dentitions. Unchecked, the bacteriums can perforate the dissolved surface, attack the underlying dentin, and reach the soft mush tissue. Dental cavities can ensue in loss of tooth construction, hurting, and tooth loss and can come on to acute systemic infection. Cryogenic bacteriums ( i.e. , bacteriums that cause dental cavities ) reside in dental plaque, a gluey organic matrix of bacteriums, nutrient dust, dead mucosal cells, and salivary constituents that adheres to tooth enamel. Plaque besides contains minerals, chiefly Ca and P, every bit good as proteins, polyoses, saccharides, and lipoids. Cryogenic bacteriums colonize on tooth surfaces and bring forth polyoses that enhance attachment of the plaque to enamel. Left undisturbed, plaque will turn and harbour increasing Numberss of cryogenic bacteriums. An initial measure in the formation of a carious lesion takes topographic point when cryogenic bacteriums in dental plaque metabolise a substrate from the diet ( e.g. , sugars and other fermentable saccharides ) and the acid produced as a metabolic byproduct demineralizes ( i.e. , begins to fade out ) the next enamel crystal surface ( CDC,2009 ) . Demineralization involves the loss of Ca, phosphate, and carbonate. These minerals can be captured by environing plaque and be available for re-uptake by the enamel surface. Fluoride, when nowadays in the oral cavity, is besides retained and concentrated in plaque. Fluoride works to command early dental cavities in several ways. Fluoride concentrated in plaque and spit inhibits the demineralisation of sound enamel and enhances the remineralization ( i.e. , recovery ) of demineralized enamel ( Featherstone, 1999 & A ; Koulourides, 1990 ) . As cryogenic bacteriums metabolise saccharides and produce acid, fluoride is released from dental plaque in response to lowered pH at the tooth-plaque interface. The released fluoride and the fluoride nowadays in spit are so taken up, along with Ca and phosphate, by de-mineralized enamel to set up an improved enamel crystal construction. This improved construction is more acerb resistant and contains more fluoride and less carbonate ( Featherstone, 1999 ) . Fluoride is more readily taken up by demineralized enamel than by sound enamel. Cycles of demineralisation and remineralization continue throughout the life-time of the tooth. Fluoride besides inhibits dental cavities by impacting the activity of cryogenic bacteriums. As fluoride dressed ores in dental plaque, it inhibits the procedure by which cryogenic bacteriums metabolise saccharides to bring forth acid and affects bacterial production of adhesive polyoses. In research lab surveies, when a low concentration of fluoride is invariably present, one type of cryogenic bacteriums, Streptococcus mutans, produces less acid. Whether this decreased acid production reduces the carcinogenicity of these bacteriums in worlds is ill-defined ( Van Loveren, 1990 ) . Saliva is a major bearer of topical fluoride. The concentration of fluoride in ductal spit, as it is secreted from salivary secretory organs, is low — – about 0.016 parts per million ( ppm ) in countries where imbibing H2O is fluoridated and 0.006ppm in non fluoridated countries. This concentration of fluoride is non likely to impact cryogenic activity. However, imbibing fluoridated H2O, brushing with fluoride toothpaste, or utilizing other fluoride dental merchandises can raise the concentration of fluoride in saliva nowadays in the oral cavity 100- to 1,000-fold. The concentration returns to old degrees within 1 — 2 hours but, during this clip, saliva serves as an of import beginning of fluoride for concentration in plaque and for tooth remineralization ( Murray,1993 ) . Using fluoride gel or other merchandises incorporating a high concentration of fluoride to the dentition leaves a impermanent bed of Ca fluoride-like stuff on the enamel surface. The fluoride in this stuff is released when the pH drops in the oral cavity in response to acid production and is available to remineralize enamel. In the earliest yearss of fluoride research, research workers hypothesized that fluoride affects enamel and inhibits dental cavities merely when incorporated into developing dental enamel ( i.e. , preeruptively, before the tooth erupts into the oral cavity ) ( Murray,1993 ) . Evidence supports this hypothesis, but separating a true preeruptive consequence after teeth erupt into a oral cavity where topical fluoride exposure occurs on a regular basis is hard. However, a high fluoride concentration in sound enamel can non entirely explicate the pronounced decrease in dental cavities that fluoride produces. The prevalence of dental cavities in a population is non reciprocally related to the concentration of fluoride in enamel, and a higher concentration of enamel fluoride is non needfully more efficacious in forestalling dental cavities ( Mcdonagh etal.,2000 ) . The research lab and epidemiologic research that has led to the better apprehension of how fluoride prevents dental cavities indicates that fluoride ‘s prevailing consequence is post eruptive and topical and that the consequence depends on fluoride being in the right sum in the right topographic point at the right clip. Fluoride works chiefly after dentitions have erupted, particularly when little sums are maintained invariably in the oral cavity, specifically in dental plaque and spit ( Mcdonagh etal. , 2000 ) . Therefore, grownups besides benefit from fluoride, instead than merely kids, as was antecedently assumed.Hazard FOR DENTAL CARIESThe prevalence and badness of dental cavities in the United States have decreased well during the predating 3 decennaries. National studies have reported that the prevalence of any dental cavities among kids aged 12 — 17 old ages declined from 90.4 % in 1971 — 1974 to 67 % in 1988 — 1991 ; badness ( measured as the averag e figure of rotten, losing, or filled dentitions ) declined from 6.2 to 2.8 during this period ( Burt, 1989 ) . These lessenings in cavities prevalence and badness have been uneven across the general population ; the load of disease now is concentrated among certain groups and individuals. For illustration, 80 % of the dental cavities in lasting dentitions of U.S. kids aged 5 — 17 old ages occurs among 25 % of those kids. Populations believed to be at increased hazard for dental cavities are those with low socioeconomic position ( SES ) or low degrees of parental instruction, those who do non seek regular alveolar consonant attention, and those without dental insurance or entree to dental services ( Meskin,1995 ) . Persons can be at high hazard for dental cavities even if they do non hold these recognized factors. Children and grownups who are at low hazard for dental cavities can keep that position through frequent exposure to little sums of fluoride ( e.g. , imbibing fluoridated H2O and utilizing fluoride toothpaste ) . Children and grownups at high hazard for dental cavities might profit from extra exposure to fluoride ( e.g. , oral cavity rinse, dietetic addendums, and professionally applied merchandises ) . All available information on hazard factors should be considered before a group or individual is identified as being at low or high hazard for dental cavities. However, when categorization is unsure, handling a individual as high hazard is prudent until farther information or experience allows a more accurate appraisal. This premise increases the immediate cost of cavities bar or intervention and might increase the hazard for enamel fluorosis for kids aged & lt ; 6 old ages, but reduces the hazard for dental cavities for groups or individuals misclassified as low hazard. The 1986 †” 1987 National Survey of Dental Caries in U.S. School Children ( the most recent national estimations of enamel fluorosis prevalence ) indicated that the prevalence of any enamel fluorosis among kids was 22 % — 23 % ( scope: 26 % of kids aged 9 old ages to 19 % of those aged 17 old ages ) ( Brunelle,1987 ) .NATIONAL GUIDELINES FOR FLUORIDE USEPHS recommendations for fluoride usage include an optimally adjusted concentration of fluoride in community imbibing H2O to maximise cavities bar and bound enamel fluorosis. This concentration ranges from 0.7ppm to 1.2ppm depending on the mean maximal day-to-day air temperature of the country ( PHS, 1991 ) . In 1991, PHS besides issued policy and research recommendations for fluoride usage. The U.S. Environmental Protection Agency ( EPA ) , which is responsible for the safety and quality of imbibing H2O in the United States, sets a maximal allowable bound for fluoride in community imbibing H2O at 4ppm and a secondary bound ( i.e. , no n-enforceable guideline ) at 2ppm ( EPA,1998 ) . The U.S. Food and Drug Administration ( FDA ) is responsible for O.K.ing prescription and nonprescription fluoride merchandises marketed in the United States and for puting criterions for labeling bottled H2O and nonprescription fluoride merchandises ( e.g. , toothpaste and oral cavity rinse ) ( ADA,2007 ) . Nonfederal bureaus besides have published guidelines on fluoride usage. The American Dental Association ( ADA ) reviews fluoride merchandises for cavities prevention through its voluntary Seal of Acceptance plan ; accepted merchandises are listed in the ADA Guide to Dental Therapeutics ( ADA, 2007 ) . A dose agenda for fluoride addendums for babies and kids aged& lt ;16 old ages, which is scaled to the fluoride concentration in the community imbibing H2O, has been jointly recommended by ADA, the American Academy of Pediatric Dentistry ( AAPD ) , and the American Academy of Pediatrics ( AAP ) ( Meskin,1995 ) . In 1997, the Institute of Medicine published age-specific recommendations for entire dietetic consumption of fluoride. These recommendations list equal consumption to forestall dental cavities and tolerable upper consumption, defined as a degree improbable to present hazard for inauspicious effects in about all individuals.COST-EFFECTIVENESS OF FLUORIDE MODALITIESDocumented effe ctivity is the most basic demand for supplying a health-care service and an of import requirement for preventative services ( e.g. , caries-preventive modes ) . However, effectiveness entirely is non a sufficient ground to originate a service. Other factors, including cost, must be considered. A mode is more cost-efficient when deemed a less expensive manner, from among viing options, of run intoing a stated aim ( Garcia,1989 ) . In public wellness planning, finding of the most cost-efficient option for bar is indispensable to utilizing scarce resources expeditiously. Dental-insurance bearers are besides interested in cost-effectiveness so they can assist buyers utilize financess expeditiously. Because half of dental outgos are out of pocket ( Garcia, 1989 ) , this subject involvements patients and their tooth doctors every bit good. Potential betterment to quality of life is besides a consideration. The part of a healthy teething to quality of life at any age has non been quantifie d, but is likely valued by most individuals. Although solid informations on the cost-effectiveness of fluoride modes entirely and in combination are needed, this information is scarce. In 1989, the Cost Effectiveness of Caries Prevention in Dental Public Health workshop, which was attended by wellness economic experts, epidemiologists, and dental public wellness professionals, attempted to measure the cost-effectiveness of caries-preventive attacks available in the United States ( Downer et al. , 1981 ) .Community Water FluoridationHealth economic experts at the 1989 workshop on cost-effectiveness of cavities bar calculated that the mean one-year cost of H2O fluoridization in the United States was $ 0.51 per individual ( scope: $ 0.12 — $ 5.41 ) ( Burt, 1989 ) . In 1999 dollars, this cost would be $ 0.72 per individual ( scope: $ 0.17 — $ 7.62 ) . Factors reported to act upon the per capita cost included:size of the community ( the larger the population reached, the lower the per capita cost ) ;figure of fluoride injection points in the H2O supply system ;sum and type of system feeder and monitoring equipment used ;sum and type of fluoride chemical used, its monetary value, and its costs of transit and storage ; andexpertness of forces at the H2O works.When the effects of cavities are repaired, the monetary value of the Restoration is based on the figure of tooth surfaces affected. A tooth can hold cavities at & gt ; 1 location ( i.e. , surface ) , so the figure of surfaces saved is a more appropriate step in ciphering cost-effectiveness than the figure of dentitions with cavities. The 1989 workshop participants concluded that H2O fluoridization is one of the few public wellness steps that consequences in true cost nest eggs ( i.e. , the step saves more money than it costs to run ) ; in the United States, H2O fluoridization cost an estimated norm of $ 3.35 per carious surface saved ( $ 4.71 in 1999 dollars ) . Even under the least favourable premises in 1989 ( i.e. , metropoliss with populat ions & lt ; 10,000, higher operating costs, and effectiveness projected at the low terminal of the scope ) , the cost of a carious surface saved because of community H2O fluoridization ranged from $ 8 to $ 12 ( $ 11 — $ 17 in 1999 dollars ) , which is still lower than the fee for a one-surface Restoration ( $ 54 in 1995 or $ 65 in 1999 dollars ) ( ADA, 2005 ) . A Scots survey conducted in 1980 reported that community H2O fluoridization resulted in a 49 % salvaging in dental intervention costs for kids aged 4 — 5 old ages and a 54 % salvaging for kids aged 11 — 12 old ages ( Downer et al. , 1981 ) . These nest eggs were maintained even after the secular diminution in the prevalence of dental cavities was recognized. The consequence of community H2O fluoridization on the costs of dental attention for grownups is less clear. This subject can non be to the full explored until the coevalss who grew up imbibing optimally fluoridated H2O are older.School Water FluoridationCostss for school H2O fluoridization are similar to those of any public H2O supply system functioning a little population ( i.e. , & lt ; 1,000 individuals ) . In 1988, the mean one-year cost of school H2O fluoridization was $ 4.52 per pupil per twelvemonth ( scope: $ 0.81 — $ 9.72 ) ( Garcia,1989 ) . In 1999 dollars, this cost would be $ 6.37 per individual ( scope: $ 1.14 — $ 13.69 ) . Use of this mode must be carefully weighed in the current environment of low cavities prevalence, widespread usage of fluoride toothpaste, and handiness of other fluoride modes that can be delivered in the school scene ( Garcia, 1989 ) .Appraisal of the Adverse Health Effects of fluorideEvidence of the inauspicious wellness effects of drawn-out exposure to high concentrations of fluoride are good documented by several equal reviewed surveies, which are examined in this paper. Higher concentrations of entire ingested fluoride from possible beginnings like imbibing H2O, nutrient and drinks, dental-hygiene merchandises such as toothpaste, and pesticide residues can hold inauspicious wellness effects on worlds ( NRC, 2006 ) . Some of the inauspicious wellness effects of fluoride in imbibing H2O are enamel fluorosis, skeletal fluorosis, bone malignant neoplastic disease and bone break. ( NRC, 2006, PHS, 1991 ) . Fluorosis is caused chiefly by the cons umption of fluoride in imbibing H2O ( Viswanathan et al. , 2009 ) . Fluoride has high binding affinity for developing enamel and as such high concentration of cumulative fluoride during tooth formation can take to enamel fluorosis, a dental status from mild to severe signifier characterized by brown discolorations, enamel loss and surface roughness ( DenBesten & A ; Thariani, 1992 ) . These dental effects are believed to be caused by the effects of fluoride on the breakdown rates of early-secreted matrix proteins, and on the rates at which the degraded byproducts are withdrawn from the maturating enamel ( Aoba & A ; Fejerskov, 2002 ) . Children are much more at hazard of enamel fluorosis, particularly in their critical period from 6 to 8 old ages of age, than grownups. Fluoride uptake into enamel is possible merely as a consequence of accompaniment enamel disintegration, such as cavities development ( Fejerskov, Larsen, Richards, & A ; Baelum, 1994 ) . There is a 10 % prevalence of enamel fluorosis among U.S. kids in communities with H2O fluoride concentrations at or near the EPA ‘s MCLG of 4 mg/L ( NRC, 2006 ) . The CDC estimates that 32 % of U.S. kids are diagnosed with dental fluorosis ( CDC, 2005 ) . Today, there are converting grounds that enamel fluorosis is a toxic consequence of fluoride consumption, and that its terrible signifiers can bring forth inauspicious alveolar consonant effects, and non merely inauspicious decorative effects in worlds ( NRC, 2006 ) . Burt and Eklund ( 1999 ) provinces: â€Å"The most terrible signifiers of fluorosis manifest as to a great extent stained, pitted, and crumbly enamel that can ensue in loss of dental function† . Epidemiologic information from both experimental and clinical surveies have been examined. Sowers, Whitford, Clark & A ; Jannausch ( 2005 ) investigated prospectively for four old ages bone break in relation to fluoride concentrations in imbibing H2O in a cohort survey, by mensurating serum fluoride concentrations and bone denseness of the hip, radius, and spinal column. The writers reported higher serum fluoride concentrations in the communities with fluoride concentrations at 4 mg/L in imbibing H2O ; and higher osteoporotic break rates in the high fluoride countries that were similar to those in their old surveies in 1986 and 1991. It is ill-defined in their recent survey whether bing factors in the population like smoking rates, endocrine replacing and physical activity were examined as possible cofounders for breaks. Fasting serum fluoride concentrations are considered a good step of long-run exposure and of bone fluoride concentrations ( Whitford, 1994 ; Clarkson et al. , 2000 ) . Findingss by the Sowers surveies were complemented in several ways by Li et Al. ( 2001 ) in a retrospective cohort ecologic survey. The combined findings of Sowers et Al. ( 2005 ) and Li et al. , ( 2001 ) lend support to the biological gradients of exposures and break hazard between 1 and 4 mg/L of fluoride concentration. Obviously, the physiological consequence of fluoride on â€Å"bone quality† and the breaks observed in the referenced animate being surveies are consistent with the effects found in the experimental surveies.RecommendationBefore advancing a fluoride mode or combination of modes, the dental-care or other health-care supplier must see a individual ‘s or group ‘s hazard for dental cavities, current usage of other fluoride beginnings, and potency for enamel fluorosis. Although these recommendations are based on appraisals of cavities risk as low or high, the health-care supplier might besides distinguish among patients at high hazard and supply mo re intensive intercessions as needed. Besides, a hazard class can alter over clip ; the type and frequence of preventative intercessions should be adjusted consequently.Continue and Extend Fluoridation of Community Drinking WaterCommunity H2O fluoridization is a safe, effectual, and cheap manner to forestall dental cavities. This mode benefits individuals in all age groups and of all SES, including those hard to make through other public wellness plans and private alveolar consonant attention ( CDC, 2001a ) . Community H2O fluoridization besides is the most cost-efficient manner to forestall tooth decay among populations populating in countries with equal community H2O supply systems. Continuance of community H2O fluoridization for these populations and its acceptance in extra U.S. communities are the foundation for sound caries-prevention plans. In contrast, the rightness of fluoridizing stand-alone H2O systems that supply single schools is limited. Widespread usage of fluoride toothpaste, handiness of other fluoride modes that can be delivered in the school scene, and the current environment of low cavities prevalence limit the rightness of fluoridizing school imbibing H2O at 4.5 times the optimum concentration for community imbibing H2O. Decisions to originate or go on school fluoridization plans should be based on an appraisal of present cavities hazard in the mark school ( s ) , alternate preventative modes that might be available, and periodic rating of plan effectivity ( CDC, 2001a ) .Frequently Use Small Sums of FluorideAll individuals should have frequent exposure to little sums of fluoride, which minimizes dental cavities by suppressing demineralisation of tooth enamel and easing tooth remineralization. This exposure can be readily accomplished by imbibing H2O with an optimum fluoride concentration and brushing with fluoride toothpaste twice daily ( CDC, 2001a ) .Supervise Use of Fluoride Toothpaste among Children Aged & lt ; 6 Old agesChildren ‘s dentition should be cleaned daily from the clip the dentitions erupt in the oral cavity. Parents and health professionals should confer with a tooth doctor or other health-care supplier before presenting a kid aged & lt ; 2 old ages to fluoride toothpaste. Parents and health professionals of kids aged & lt ; 6 old ages who use fluoride toothpaste should follow the waies on the label, topographic point no more than a pea-sized sum ( 0.25 g ) of toothpaste on the toothbrush, brush the kid ‘s dentition ( recommended peculiarly for preschool-aged kids ) or oversee the tooth brushing, and promote the kid to ptyalize extra toothpaste into the sink to minimise the sum swallowed. Indiscriminate usage can ensue in accidental swallowing of more fluoride than is recommended ( CDC, 2001a ) .Use an Alternative Source of Water for Children Aged& lt ;8 Old ages Whose Primary Drinking Water Contains & gt ; 2 ppm FluorideIn some parts in the United States, community H2O supply systems and place Wellss contain a natural concentration of fluoride & gt ; 2ppm. At this concentration, kids aged& lt ;8 old ages are at increased hazard for developing enamel fluorosis, including the moderate and terrible signifiers, and should hold an alternate beginning of imbibing H2O, sooner one incorporating fluoride at an optimum concentration. In countries where community H2O supply systems contain & gt ; 2ppm but & lt ; 4ppm fluoride, EPA requires that each family be notified yearly of the desirableness of utilizing an alternate beginning of H2O for kids aged& lt ;8 old ages. For households having H2O from place Wellss, proving is necessary to find the natural fluoride concentration ( CDC, 2001a ) .Label the Fluoride Concentration of Bottled WaterManufacturers of bottled H2O should label the fluoride concentration of their merchandises. Such labeling will let consumers to do informed determinations and tooth doctors, dental hygienists, and other health-care professionals to suitably rede patients sing fluoride consumption and usage of fluoride merchandises ( CDC, 2001 ) .CONCLUDING POSITION STATEMENTWhen used suitably, fluoride is a safe and effectual agent that can be used to forestall and command dental cavities. Fluoride has contributed deeply to the improved dental wellness of individuals in the United States and othe r states. Fluoride is needed on a regular basis throughout life to protect dentitions against tooth decay. To guarantee extra additions in unwritten wellness, H2O fluoridization should be extended to extra communities, and fluoride toothpaste should be used widely. Adoption of these and other recommendations in this paper could take to considerable nest eggs in public and private resources without compromising fluoride ‘s significant benefit of improved dental wellness. What is consistent from the literature reappraisal is the fact that babies and kids are much more at hazard of overexposure and the development of inauspicious wellness effects. A community H2O fluoridization plan ( CWFP ) is really safe and efficient, non merely in footings of cut downing dental cavities, but besides on the community ‘s budget ( CDC, 2001a ) . A CWFP can particularly assist those communities who have populations in the low SES class. These populations have kids whose parents or defenders do n't ever hold entree to dental insurance and so regular alveolar consonant medical examination to control the dental cavities is non ever an option. Reducing dental cavities before they lead into more utmost unwritten morbidity can be really good to these kids. Implementing a fluoridated H2O plan can besides be good to a whole community in footings of salvaging communities 1000s and 1000000s of dollars. Implementing a H2O plan would follow rigorous guidelines set by the EPA, so the optimal degree of fluoride would be followed, remaining in the scope of 0.7 to 1.2, where people would consume no more than an norm of 1 mg/liter of fluoride per twenty-four hours. Moderation is the key. There are surveies corroborating that consumption of fluoride greater than the optimal degree could bring forth dental fluorosis. Though unconfirmed by surveies, single studies have even suggested that consumption of fluoride & gt ; 8 mg/liter per twenty-four hours over a long period of clip could bring forth skeletal fluorosis. However, with proper surveillance and coverage of fluoride in H2O systems, the greater population could be served, increasing the dental wellness of all persons, particularly the young person and salvaging dollars from inordinate wellness attention costs ( ADA, 2009 ) . Remember, a small bar now can travel a long manner subsequently.MentionsADA ( 2005 ) .Fluoridation Facts: ADA st atement marking the sixtieth day of remembrance of community H2O fluoridization. Retrieved October 19, 2009 from www.ada.org/public/topics/fluoride/facts/fluoridation_facts.pdf ADA. ( 2007 ) . ADA Guidelines to Dental Therapeutics. Retrieved October 23, 2009 from hypertext transfer protocol: //www.ada.org/prof/resources/pubs/advocacy.asp ADA ( 2009 ) . Fluoride: Nature ‘s tooth decay combatant. J of the Am. Dental Ass. , 140 ( 1 ) , 126-126. Alphajoh, C. ( 2009 ) . ( PhD Student ) . Service Learning Activity: Environmental Health. Walden University. Assessed November 13, 2009 from hypertext transfer protocol: //environmentalhealthtoday.wordpress.com/2009/05/13/commentary-and-position-statement-on-the-safety-and-efficacy-of-water-fluoridation/ Aoba, T. , & A ; Fejerskov, O. ( 2002 ) . Dental fluorosis: Chemistry and biological science. Crit. Rev. Oral. Biol. Med. , 13 ( 2 ) , 155-170. Bowden, G. ( 1990 ) . Effectss of fluoride on the microbic ecology of dental plaque. J Dent Res 1990 ; 69 ( particular issue ) :653—9 Brunelle, J. ( 1987. The prevalence of dental fluorosis in U.S. kids. J Dent Res. ( Particular issue ) 68:995. Bunker, J.P. , Frazier, H.S. , & A ; Mosteller, F. ( 1994 ) . Bettering wellness: measurement effects of medical attention. Milbank Quarterly,72, 225-58. Burt, B. ( 1989 ) . ( Ed. ) . Proceedings for the workshop: Cost-effectiveness of cavities bar in dental public wellness, Ann Arbor, Michigan, May 17 — 19, 1989. J Public Health Dent 1989 ; 49 ( particular issue ) :331 — 7. Burt, B.A. , & A ; Eklund, S.A. ( 1999 ) . Dentistry, dental pattern, and the community. Philadelphia, Pennsylvania: WB Saunders Company, 204-20. CDC ( 1999 ) . Ten great public wellness accomplishments – United States, 1900 – 1999. MMWR,48 ( 12 ) , 214-243. CDC ( 2001a ) . Promoting unwritten wellness: intercession for forestalling dental cavities, unwritten and pharyngeal malignant neoplastic diseases and sport-related craniofacial hurts – a study on recommendations of the Task Force on Community Preventive Services. MMWR 2001, 50 ( 21 ) , 1-12. CDC. ( 2001 ) . Recommendations for utilizing fluorideto prevent and control dental cavities in the United States. 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Fejerskov, O. , Larsen, M.J. , Richards, A. , & A ; Baelum, V. ( 1994 ) . Dental tissue effects of fluoride. Adv. Dent. Res. 8 ( 1 ) , 15-31. Garcia, A. ( 1989 ) . Caries incidence and costs of bar plans. J Public Health Dent 1989:49 ( particular issue ) :259 — 71 Health and Human Services ( 2000 ) . Healthy people 2010 ( 2nd ed. ) . With understanding and bettering wellness. Washington, DC: U.S. Government Printing Office. Li, Y. , Liang, C. , Slemenda, C.W. , Ji, R. , Sun, S. , Cao, J. , Emsley, C.L. , Ma, F. , Wu, Y. , Ying, P. , Zhang, Y. , Gao, S. , Zhang, W. , Katz, B.P. , Niu, S. , Cao, S. , & A ; Johnston, Jr. , C.C. 2001. Effectss of long-run exposure to fluoride in imbibing H2O on hazards of bone breaks. J. Bone Miner. Res. 16 ( 5 ) :932-939. Meskin, L. ( 1995. ( Ed. ) .Caries diagnosing and hazard appraisal: a reappraisal of preventative schemes and direction. J. Am. Dent. Assoc. 1995 ; 126 ( suppl ) :15 — 245. National Research Council ( 2006 ) . Fluoride in imbibing H2O: A scientific reappraisal of EPA ‘s criterions. Retrieved October 20, 2009 from hypertext transfer protocol: //books.nap.edu/openbook.php? record_id=11571 & A ; page=3. McDonagh, M. , Whiting, P. , Wilson, P. , Sutton, A. , Chestnutt, I. , Cooper, J. , Misso, K. , Bradley, M. , Treasure, E. , & A ; Jos, K. ( 2000 ) . Systematic Review of Water Fluoridation. BMJ 2000 ; 321:885-889. Murray, J. ( 1993 ) .Efficacy of preventative agents for dental cavities. Systemic fluorides: H2O fluoridization. Caries Res. 27 ( suppl 1 ) :2 — 8 Public Health Service. ( 1991 ) . Committee to Coordinate Environmental Health and Related Programs. Review of fluoride: benefits and hazard. Washington, DC: US Department of Health and Human Services, Public Health Service. Featherstone, J. ( 1999 ) . Prevention and reversal of dental cavities: function of low degree fluoride. Community Dent Oral Epidemiol 1999 ; 27:31 — 40. Koulourides, T. ( 1990 ) . 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Accessed on November 12, 2009 from hypertext transfer protocol: //web.ebscohost.com.ezp.waldenulibrary.org Whitford, G.M. ( 1994 ) . Intake and metamorphosis of fluoride. Adv. Dent. Res. 8 ( 1 ) , 5-14.